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FinTech and Financial Innovation

FinTech and Financial Innovation

Is the way we move money about to change, forever? Or will ‘old money’ evolve to keep pace with the latest Fintech innovations? Find out with this intensive one-week summer programme for adults from Oxford Royale Academy.

Taught by industry experts and residential in a college of the University of Oxford.

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Course Summary

“Move over old money. There’s a new money in town”.
PayPal 2016 Super Bowl Commercial

Fintech is an emerging but rapidly maturing ‘disruptive’ paradigm in the financial services industry.

Fintech companies can come in many shapes and sizes and their use of technological innovation (such mobile banking apps and digital payments) is transforming and changing many aspects of how we live and work.

A comprehensive understanding of the foundational and applied elements of fintech and financial disruption can put you at a considerable advantage – professionally, personally, or both.

This course will start by critically assessing the current uses of fintech in consumer, business and insurance markets and will provide a critical overview of challenges and emerging trends, particularly in the B2B markets which is becoming an increasingly attractive market for investors. Analysis of the financial themes in fintech will be extended to the role of early fintech adopters in the areas of Cryptocurrencies and Blockchain development in ‘shaking up’ the financial services industry to the point of becoming a credible challenge to banking brands.

The course assesses the role and value of fintech technologies in crowdfunding platforms, mobile payments, robo-advising and stock trading apps, budgeting apps, cryptocurrency exchanges and blockchain services.

Finally, despite being at the cutting edge of technological financial innovation, individuals and companies operating in the fintech space still need to be aware of global regulatory issues as there is increasing pressure on fintech start-ups in particular to comply with regulatory hurdles, and students will examine this as a threat to further innovation in the fintech space.

Learning Objectives

By the end of the course students will:

  • Understand and be able to explain how different financial technologies have disrupted the international banking space and movement of money over the last 5 years, and how traditional banking has responded to that disruption
  • Be equipped with techniques and strategies to further investigate emerging platforms, technologies and software in the fintech arena
  • Know what the latest trends are in the field of fintech and financial innovation
  • Understand the regulatory and compliance pressures of fintech companies, and how to work responsibly with regulators on any future fintech project

Course Outcomes

Monday Lecture 1: The uses of fintech in B2B and B2C Markets- challenges, technologies, software and platforms
Seminar 1: Strategies for managing international corporate finance risk – case study research and analysis
Tuesday Lecture 2: Blockchain and cryptocurrencies- banking industry responses to early disruptors
Seminar 2: Practical evaluation of the cryptocurrencies and blockchain technologies in the financial services industry and ‘big brand’ responses
Wednesday Lecture 3: Stock trading apps, fractional shares, robo-advising and mobile payments
Seminar 3: Hands-on critical analysis and evaluation of fintech banking and finance apps
Thursday Lecture 4: Alternative fintech investment sources – Crowdfunding Platforms
Seminar 4: Critical assessment of the strengths and weaknesses of the most popular crowdfunding methods
Friday Lecture 5: Regulation and intellectual property in fintech – key issues
Seminar 5: Presentations, course review and action planning

 

Assessment Methods

1 x Written Assignment (500-750 words)

1 x Group Presentation

Campuses

Oxford College Accommodation

  • Location Oxford
  • Ages Ages: 12+, 13-15, 16-18, 19+
  • Bedroom Type Single and twin
  • Bathroom Type En-suite & Shared (single gender)
  • Year Built Founded in 1096 (University of Oxford)

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